Kwik Claims Inc.
From Storm Damage
To Restoration
Licensed contractor specializing in insurance claims, code compliance inspections, and maximizing your payout. We handle everything - from initial damage assessment to final warranty documentation.
The Kwik Claims Advantage
We're not just contractors - we're insurance claim specialists who understand Maryland building codes, carrier requirements, and how to maximize your settlement
10-Minute Inspection
Quick professional assessment with detailed photo documentation for your insurance claim
Code Compliance Expert
Maryland certified ensuring all work meets or exceeds local building codes and regulations
Insurance Specialists
We speak the insurance language and fight for every dollar you're entitled to receive
Full Warranty Protection
Comprehensive workmanship warranty plus manufacturer's material warranty for peace of mind
100% Success Rate
Every claim we've handled has resulted in approval and full payment to homeowners
No Upfront Costs
We work directly with insurance - you pay nothing until claim is approved and funded
See What Storm Restoration Looks Like
Swipe or click to advance through real project photos
District Heights, MD
"They were on top of every detail, communicated clearly, and made sure we didn't have to fight with our insurance company."
Bowie, MD
"Incredible service — they handled the paperwork, met the adjuster, and kept me updated every step of the way."
Clinton, MD
"I never thought an insurance claim could be this easy. They took care of it all and got us paid quickly."
What Every Maryland Homeowner Should Know
Understanding your rights, the claims process, and common insurance company tactics can mean the difference between a denied claim and a full roof replacement
Your Policy Covers More Than You Think
Most homeowners don't realize their policy includes code upgrades, permits, and complete tear-off when two layers exist. Insurance companies won't volunteer this information.
Timing Is Critical
Maryland law requires filing within one year of the storm event. However, documenting damage immediately after a storm significantly increases approval odds and settlement amounts.
Adjusters Work for Insurance Companies
Insurance payouts are often minimized because adjusters are incentivized to favor the Insurance company. A licensed contractor during inspection ensures all damage is documented properly.
Supplements Are Standard
Initial estimates rarely cover everything. We typically file 2-3 supplements to recover additional funds for hidden damage, code requirements, and price increases.
Material Testing Matters
ITEL testing proves manufacturer defects and storm damage that's invisible to the naked eye. This scientific evidence makes claims undeniable.
You Have Rights
Maryland law protects homeowners from bad faith insurance practices. You're entitled to full replacement value, not depreciated amounts.
Real Results, Real Cities
We protect homeowner privacy by only showing city & state on public listings
Bladensburg, MD
"They advocated for us from start to finish and made sure nothing was missed in the claim."
Fort Washington, MD
"Professional, courteous, and relentless — exactly what we needed to get our roof replaced after the storm."
Oxon Hill, MD
"I felt completely taken care of. They handled the insurance company while I focused on my family."
Our Complete 6-Stage Insurance Process
Every successful claim follows this exact blueprint. From initial consultation through final warranty, we manage every detail, deadline, and document to ensure maximum payout
Add your property and basic information to our claim management system
Sign agreement outlining our services and your rights
Comprehensive photo documentation and detailed damage notes
Identify all Maryland building codes affecting restoration requirements
Determine if materials can be repaired without causing additional damage
ITEL and laboratory testing to scientifically prove damage
Precise roof measurements using satellite and on-site verification
Professional summary of claim for insurance carrier
Document all applicable costs for reimbursement
Create comprehensive carrier-facing documentation package
Professional submission to adjuster and carrier
Organize all claim documents in carrier's system
Coordinate inspection date that works for all parties
Attend inspection, advocate for full scope, document everything
Review and analyze carrier's estimate for accuracy
Confirm approved scope and negotiate any discrepancies
Calculate and record complete project budget
Ensure initial ACV payment is received and correct
Green light to begin restoration work
Detailed work agreement with specifications
Execute installation plan with certified crews
Lock in schedule based on weather and materials
Verify current pricing and availability
Finalize crew scheduling and pricing
Purchase all materials with proper documentation
Execute all primary work to code standards
Obtain homeowner sign-off on completed work
Document any additional or unexpected costs
Build comprehensive supplement for missed items
Professional submission for additional payment
Ensure all paperwork is properly filed
Ensure all supplemental funds are received
Complete financial breakdown for transparency
Track all payment phases for completion
Purchase materials for approved additional work
Release funds for additional scope items
Finish all additional approved repairs
Obtain comprehensive workmanship warranty
Deliver complete warranty documentation package
Complete accounting with all receipts and proof
Finalize file and provide ongoing support
Our Work Across Maryland
Every project represents a homeowner who trusted us with their insurance claim. Browse our portfolio of successful restorations throughout PG and Montgomery Counties
Temple Hills, MD
"They made sure our home was restored better than before and walked us through every step."
Fort Washington, MD
"From inspection to final payment, everything was smooth and stress-free."
Temple Hills, MD
"Their knowledge of insurance claims is unmatched — they made sure we got everything we were owed."
District Heights, MD
"Efficient, thorough, and professional — I recommend them to everyone dealing with storm damage."
Understanding Storm Damage & Your Rights
Maryland experiences severe weather year-round. Wind, hail, and heavy rain cause damage that's often invisible until it's too late. Know the signs and protect your investment
Maryland Storm Statistics
Our region averages 30+ severe weather events annually with winds exceeding 40 mph. Recent storms have produced gusts up to 76 mph, causing widespread damage.
Hidden Damage Reality
80% of storm damage isn't visible from the ground. Lifted shingles, compromised seals, and granule loss require professional inspection to identify.
Age Matters
Roofs 10-15 years old: vulnerable to 30-40 mph winds
Roofs 20+ years old: damage possible from 20-30 mph winds
Your Insurance Rights
Maryland law entitles you to: Free inspection, full replacement value, code compliance upgrades, and protection from bad faith practices.
Shingle Wind Resistance Degradation
Scientific data showing how roofing materials lose strength over time
⚠️ Critical Finding
Most Maryland roofs lose 50% of their wind resistance after just 10-15 years. With our frequent storms, this puts your home at significant risk for damage that insurance will cover.
Ready to Protect Your Investment?
Join 500+ Maryland homeowners who've successfully navigated their insurance claims with our expert guidance
Free 10-Minute Roof Inspection
- Professional damage assessment with photo documentation
- Insurance claim viability analysis
- Code compliance evaluation
- No obligation - No upfront costs
- Same day response guaranteed
🚨 Available 24/7 for Storm Emergencies